Estate Planning in Houston

Totus Wealth Management is a leading Houston-based firm specializing in estate planning. President and CEO James Starnes is an experienced financial planner with more than a decade of financial and estate planning experience. As an independent firm, Totus has the freedom to create customized estate plans that help ensure your legacy is passed on the way you want it to. Our personalized approach helps to ensure you can reach a comfortable retirement based on your individual circumstances. Your specific circumstances are unique, and situations with complex assets, complex family situations, medical issues or other complicated circumstances require an experienced touch. We’ll work closely with you and your legal and tax advisors to develop a comprehensive plan to prepare for every possibility.

Houston's fast-paced growth and prosperity make estate planning a vital aspect of responsible financial management. Our office is located in Houston at 701 North Post Oak Rd, Suite 320, so we understand the local market, its specific challenges and opportunities and how they might impact the totality of your financial portfolio, especially as they apply to your estate. We are accessible and ready to provide expert retirement guidance to individuals in Houston and the surrounding areas.

Estate planning in Houston requires careful attention to state-specific laws and regulations. Texas is known for its unique approach to probate and property ownership, which can significantly impact estate planning strategies. Texas-specific considerations make it important for you to consult a knowledgeable financial professional with access to an attorney who understands the intricacies of the local legal landscape.
Additionally, we’re partnered with Cetera, giving us the connections, resources and total network – including attorneys and bankers – to provide personalized recommendations to every client. We are backed by partnerships with premier broker-dealer, Cetera Advisors, and securities services provider, Pershing LLC, giving us access to cutting-edge technology, industry insights, and a robust network of resources. These partnerships enhance our knowledge and the overall retirement planning experience.

Our team and affiliated advisors are proud to possess a wide variety of credentials. These credentials and certifications include:

• Certified Financial Planner™ (CFP®)
• Certified Public Accountant (CPA)
• Chartered Financial Consultant (ChFC®)
• Chartered Life Underwriter (CLU®)
• Chartered Retirement Planning Counselor (CRPC)
• Life Underwriter Training Council Fellow (LUTCF)
• Life and Annuity Certified Professional (LACP)
• Certified Long-Term Care (CLTC)
• Accredited Asset Management Specialist (AAMS)
• Accredited Wealth Management Advisor (AWMA)
• Accredited Portfolio Management Advisor (APMA)