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Retirement Planning 

Planning for the Retirement You Desire

Moving from a lifetime in the workplace into the uncertainties of retirement can feel overwhelming, with so many questions to answer and variables for which you must account. We can help you ask the necessary questions and find the best-fit solutions and strategies to answer them. Through our retirement planning services, we’ll help you:

- Discover your dreams. Identify your specific needs, desires and goals for your retirement.
- Find the optimal time to retire, based on your retirement benefits.
- Conduct a comprehensive analysis of your current financial circumstances, versus where you want to be financially.
- Develop a feasible spending plan to account for both needs and wants in retirement.
- Analyze your sources of income and form your retirement income plan, including distribution plans.

Preparing as You Near Retirement

Preparing as You Near Retirement

It’s never too soon to start planning for your retirement, but as you near and prepare to enter retirement, Totus financial professionals can educate you on key planning factors such as:

- Pension plan options
- Options for rollovers
- Healthcare planning and options
- Lifetime income planning and strategies
- Tax planning and tax strategies

Living and Thriving in Retirement

Living and Thriving in Retirement

For individuals and families already living in retirement, we offer retirement planning services to help you live out the retirement you envisioned. Our caring financial professionals can educate you and provide guidance on key aspects, such as: 

- Medicare options
- Required minimum distributions and distribution plans
- Estate and succession planning
- Tax strategies and review of tax status

Live the Retirement You Can Imagine

One important step in personal finance most people never take is getting their affairs in order. This guide is designed to help you understand how to assemble the critical details of your financial life so you can focus on living the life you want to live.

Download Our Guide