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Joy Seiver

Stender Financial - Registered Representative

joy@stenderfinancial.com

Contact

Office: 832.220.3602

701 North Post Oak Rd. Suite 320

Houston, TX 77024

info@totuswm.com

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Securities and advisory services offered through Registered Representatives of Cetera Advisors LLC (doing insurance business in CA as CFGA Insurance Agency LLC), member FINRA, SIPC, a broker/dealer and a Registered Investment Advisor. Cetera is under separate ownership from any other named entity.

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Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

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Joy Seiver

Stender Financial - Registered Representative

281.204.1244

joy@stenderfinancial.com