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Minna Whitcher

Assistant/Howard Rubin

mwhitcher@ensignfp.com

Contact

Office: 832.220.3602

701 North Post Oak Rd. Suite 320

Houston, TX 77024

info@totuswm.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Securities offered through Cetera Advisors LLC, (doing insurance business in CA as CFGA Insurance Agency LLC), member FINRA, SIPC. Advisory services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera firms are under separate ownership from any other named entity.

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Important Disclosures and Form CRS | Business Continuity

Minna Whitcher

Assistant/Howard Rubin

714-600-3932

mwhitcher@ensignfp.com

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